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3 VICTORIA STREET, St. Catharines (Ridley) — listed at $524,900. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to 3 Victoria Street located in the beautiful Ridley area of St. Catharines. Featuring three bedrooms and two baths, this open concept home is ready for your finishing touches. Well-maintained, bright and airy, this character home is centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which boasts numerous restaurants and shopping options. The home also features a bonus fully finished third floor attic space perfect for another bedroom, flex space, office, playroom and more. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home. Perfect for first time buyers, commuters or anyone looking to purchase a move-in ready home for a great price! (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 7.73 x 5.46 meters |
| Dining room | Main level | 7.73 x 5.46 meters |
| Kitchen | Main level | 3.92 x 2.34 meters |
| Primary Bedroom | Second level | 3.55 x 3.41 meters |
| Bedroom 2 | Second level | 2.82 x 4.62 meters |
| Bedroom 3 | Second level | 3.68 x 2.83 meters |
| Bathroom | Second level | 1.88 x 1.16 meters |
| Loft | Third level | 2.93 x 10.19 meters |
| Bathroom | Basement | 1.98 x 2.05 meters |
| Other | Basement | 5.46 x 7.33 meters |
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
Is this a good starter home?+
At $524,900, this is priced in starter-home territory for St. Catharines (Ridley). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $3,886, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Does it have a basement, and is it finished?+
Yes — Partially finished, N/A. A finished basement adds meaningful living space beyond the listed square footage.
Is 3 VICTORIA STREET a good fit for a growing family?+
With 3 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office. The 2-storey layout keeps living and sleeping areas separated.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
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